Did you or a loved one get injured in a motorcycle accident? Check out these 3 motorcycle accident questions that we are often asked. Call us.
1) What happens if a poorly maintained road caused my motorcycle accident?
The question often comes up in single motorcycle accidents where a rider is seriously injured because of defect or a problem in the maintenance of a road. There was a situation where a motorcyclist came over a rise and the roadway was filled with sand that had been left over from a rainstorm. It doesn’t matter how good of a rider you are— if you come at speed over sand with no warning, you will be seriously injured. A claim like that, you absolutely need a law firm to help you out.
If you don’t have a law firm, then you might as well kiss that one goodbye. In a situation like that, what our attorney did is he contacted the state. The state has special rules. They have special protections. You can’t wait two years if the state has messed up. If you do, you’re history.
You have to file, as the attorney explained in that situation, a notice of claim. You have to do it in 180 days. That’s less than six months. If you don’t, your claim is gone. Even if you do, whatever the amount is, if you put in there $100,000 and it turns out you have more injuries, you’re not getting a penny more than $100,000. You’re not going to do it on your own successfully.
Even some law firms mess it up. You need a law firm on your side. The key in that situation is the experts that we bring in. If they can show that the state could have prevented that injury if they had cleared area out – another thing is how long it had been sitting there. Did they have any notice? All those things are really important. When you talk to one of our attorneys, they’ll explain that in detail.
Are those cases easy? No. Those are some of the hardest cases to win. Most law firms won’t even touch them because they’re so hard. However, we do have litigation attorneys on our legal team. Not all of them are jumping up and down to take a case like that, but they’ll at least investigate it.
We’ll investigate it at no cost to you. Then if our experts say this looks like it’s going to be a tough case, it’s going to be a very hard case, but it’s winnable, they’ll probably take the case. If we investigate it and determine it just looks like we probably won’t be able to win the case, we’ll tell you that. It doesn’t cost you anything for us to do that.
You have to be seriously injured. If you’ve just got some scrapes or whatever because you got thrown off your bike, one of our attorneys will say thank your lucky stars. That’s not enough injuries for us to take. If you’ve been seriously injured or concussion, brain injury, massive fractures, things like that, which are very common, those are the kind of injuries that can justify a claim against the state. If that’s happened to you, for heaven’s sake, do not wait around.
Even if you’re recuperating in the hospital, call us from the hospital, if you can, so that we can start investigating your case at no cost to you. Remember, if you’re in a motorcycle accident or whatever the cause, but especially if there’s some road conditions, those are some of the toughest cases out there. You need to get us working on the case as early as possible.
Call us. The call is free. The information is free. Our investigation won’t cost you anything out of pocket. If we’re successful, you’ll be very grateful that you called us because we really do care about you.
2) After a motorcycle crash, is it a good idea to talk to the insurance companies?
Is it ever a good idea, especially in Arizona, to talk to the insurance adjuster, the company for the other driver’s insurance? A motorcycle accident victim called our office the other day and posed that very question to one of our attorneys. What the attorney said is the short answer is no. The insurance adjusters have had lots of practice in dealing with people who are in motorcycle accidents. They’ve come up with some pretty clever ways of getting you to talk and give them information.
You’ve heard the phrase, “whatever you say can and will be used against you.” That applies when you’re talking to insurance adjusters. Even if they don’t take a recorded statement, they’re still writing down everything you’re saying. A polite answer to a simple question after your health in their reading becomes that you are on your way to a full recovery even if that’s far from the truth.
By the way, remember, on your social media, if you’ve just got out of the hospital and the next day they’ve got a picture of you climbing Mount Everest, it’s probably not going to help your case. Take it easy. Follow what your physical therapist says, and don’t try to conquer Mount Everest soon until we settle your case.
With regards to insurance adjusters, we never let our clients talk to insurance adjusters about what happened, about their injuries. If they want to ask questions of our clients, we insist that it be in writing. That gives us total control over what the questions are. No surprises. It’s not going to hurt your case.
Again, insurance adjusters, they’ve learned how to get people to talk. They’ll say your bike got smashed up. You put a lot of money into that. You probably want to get it fixed. You’ve got to give me a statement, otherwise I can’t get your bike fixed.
Note, they don’t promise they’re going to do it. They just say you’ve got to do it if you want me to consider it. That’s why call us first. We can avoid you saying something that inadvertently can hurt your case. Talk to us first and then after that if you still want to give a statement, at least you’ll be more informed or have us represent you and then you don’t have to give them a statement. Your bike will still get fixed. We’ll take care of that for you.
Remember, if you’re a victim of a motorcycle accident in Arizona, give us a call. The call is free. The information is free. It can make the difference between a few thousand, tens of thousands, and in a few cases millions of dollars by talking to us first. Understand that you’re a victim of a motorcycle accident. We’ll work with you. We’ll, so to speak, ride with you until your case is closed successfully because we really do care about you.
3) How do I select the best motorcycle accident attorney in Arizona?
How do you choose the right motorcycle injury lawyer? For one, you need an attorney and firm that understand motorcycle riders.
There aren’t that many law firms like that out there, but there’s some that hold themselves out as the go-to motorcycle accident attorneys. Usually what they end up doing is the bills are so much higher than the insurance company limits that most of what they do is just negotiate with hospitals and stuff to try to get the amounts that they have to pay back less so their client ends up with a couple thousand or 3,000 in their pocket so they don’t end up with 0.
What we do is we’re looking for insurance that isn’t obvious, so not just the at-fault driver. The attorney explained this the other day when somebody called in in this situation. There’s what’s called underinsured motorist coverage. That can be available when it’s not obvious.
As the attorney explained the other day to a motorcyclist that was involved in a serious accident, the other driver only had $25,000. Their medical bills were way more than that. Do you own any other vehicles that have full coverage and might have this uninsured motorist coverage? They did own some other vehicles that had full coverage. Unfortunately, they did not have underinsured motorist coverage, which sometimes we can actually make a claim against the agent who didn’t give them that coverage.
That’s kind of a big mistake. We can get an expert to say if they knew they were a motorcycle rider and they have a policy on their truck, I should have had underinsured motorist coverage. If they didn’t, that’s a professional mistake. We can make a claim on the agent’s own insurance policy. There are other ways that we can find additional insurance.
Even if you’ve been told that’s all there is, there’s just $25,000 or $50,000 or whatever, call us and let one of our attorneys review that situation and see if we can find some additional insurance coverage. If we do, it’s like free money, found money. Another way, as an example, the attorney explained, is if there’s somebody else in the household, a relative that has a vehicle with full coverage. The motorcyclists may be able to use that coverage and not even affect the insurance rates of their brother or their father or their mother. Then there’s even ways beyond that, but you need to call and let one of our attorneys analyze the situation.
We can tell you if that’s a possibility or not. All those things go into just take the easy money, the quick money, and then are they out of there? That’s probably not the motorcycle injury attorney that you want. Can they tell you about situations?
We had one where a motorcyclist had a very serious injury. The insurance policy was only $100,000. The person who was at fault had a house that was totally paid off. In addition to the $100,000, we got them to pay several thousands of dollars more on top of that. Is the other law firm willing to do that?
Another way that you can tell if you’ve got the right motorcyclist law firm is what do they do if you do get $100,000 or $500,000 or in rare cases $1,000,000? We had a situation where a 20-year-old was riding a motorcycle with a friend and they both got hit by an older lady. She had $100,000 insurance limits. Our client got $100,000 and his friend got $100,000.
The difference was we had our clients’ money put into a lifetime annuity, and he’s still getting money today. His buddy, who was riding behind him, blew all of his money in less than a year.
That’s another thing to look out for. Hopefully, this gives you an idea of what you really want to look for if you’ve been in a motorcycle accident. Ask the deeper questions. Don’t necessarily be impressed with that Harley in the office. Ask a few more questions.
You’ll make the right decision. Remember, the call is free. The information is free. If you’ve been injured while riding a motorcycle, even if you’ve been told there’s no more insurance, give us a call. We do care about you, even if we don’t ride motorcycles ourselves because that’s our own choice. Call us.
Were you or a loved one seriously injured in a motor vehicle crash in Arizona and have questions? Check out these 3 motorcycle accident questions, then contact our experienced Gilbert Motorcycle Accident Lawyers at Free Injury Advice today for a free consultation and case evaluation.
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