Selecting a Motorcycle Accident Attorney in Arizona

Answer:

How do you choose the right motorcycle injury lawyer? For one, you need an attorney and firm that understand motorcycle riders.

There aren’t that many law firms like that out there, but there’s some that hold themselves out as the go-to motorcycle accident attorneys. Usually what they end up doing is the bills are so much higher than the insurance company limits that most of what they do is just negotiate with hospitals and stuff to try to get the amounts that they have to pay back less so their client ends up with a couple thousand or 3,000 in their pocket so they don’t end up with 0. What we do is we’re looking for insurance that isn’t obvious, so not just the at-fault driver. The attorney explained this the other day when somebody called in in this situation. There’s what’s called underinsured motorist coverage. That can be available when it’s not obvious. As the attorney explained the other day to a motorcyclist that was involved in a serious accident, the other driver only had $25,000. Their medical bills were way more than that. Do you own any other vehicles that have full coverage and might have this uninsured motorist coverage? They did own some other vehicles that had full coverage. Unfortunately, they did not have underinsured motorist coverage, which sometimes we can actually make a claim against the agent who didn’t give them that coverage. That’s kind of a big mistake. We can get an expert to say if they knew they were a motorcycle rider and they have a policy on their truck, I should have had underinsured motorist coverage. If they didn’t, that’s a professional mistake. We can make a claim on the agent’s own insurance policy. There are other ways that we can find additional insurance. Even if you’ve been told that’s all there is, there’s just $25,000 or $50,000 or whatever, call us and let one of our attorneys review that situation and see if we can find some additional insurance coverage. If we do, it’s like free money, found money. Another way, as an example, the attorney explained, is if there’s somebody else in the household, a relative that has a vehicle with full coverage. The motorcyclists may be able to use that coverage and not even affect the insurance rates of their brother or their father or their mother. Then there’s even ways beyond that, but you need to call and let one of our attorneys analyze the situation. We can tell you if that’s a possibility or not. All those things go into just take the easy money, the quick money, and then are they out of there? That’s probably not the motorcycle injury attorney that you want. Can they tell you about situations? We had one where a motorcyclist had a very serious injury. The insurance policy was only $100,000. The person who was at fault had a house that was totally paid off. In addition to the $100,000, we got them to pay several thousands of dollars more on top of that. Is the other law firm willing to do that? Another way that you can tell if you’ve got the right motorcyclist law firm is what do they do if you do get $100,000 or $500,000 or in rare cases $1,000,000? We had a situation where a 20-year-old was riding a motorcycle with a friend and they both got hit by an older lady. She had $100,000 insurance limits. Our client got $100,000 and his friend got $100,000. The difference was we had our clients’ money put into a lifetime annuity, and he’s still getting money today. His buddy, who was riding behind him, blew all of his money in less than a year. That’s another thing to look out for. Hopefully, this gives you an idea of what you really want to look for if you’ve been in a motorcycle accident. Ask the deeper questions. Don’t necessarily be impressed with that Harley in the office. Ask a few more questions. You’ll make the right decision. Remember, the call is free. The information is free. If you’ve been injured while riding a motorcycle, even if you’ve been told there’s no more insurance, give us a call. We do care about you, even if we don’t ride motorcycles ourselves because that’s our own choice. Call us.