Were you injured from a car wreck? Start your car accident claim before it’s too late! Your first step is to read our article, then call us.
Other Driver Doesn’t Have Insurance
What do you do if the other driver doesn’t have insurance? Well, just the other day a potential client called our law firm and spoke to one of our attorneys about that. Here’s what our attorney said; in a situation where the other driver doesn’t have insurance, the most important question is to look at your own insurance and find out do you have full coverage or not? Almost everybody knows whether they have full coverage or not. That doesn’t quite answer the question, as our attorney explained to this potential client.
Once you know that you have full coverage, the next follow up question, our attorney explained, is do you have uninsured motorist coverage? Most people don’t know without checking whether they have that or not. By the way, for heaven’s sake, even if you have full coverage, if you’re not sure if you have uninsured motorist coverage, as soon as you finish watching this video, call your insurance agent and say do I have uninsured motorist coverage? If so, what is the amount?
Why is that so important? There are drivers out there, as we all know, who are driving without insurance. Your uninsured motorist coverage is the cheapest insurance you can get. It may only cost you $13 for 6 months. You can get $100,000 of coverage for maybe $20. It’s the only insurance that pays you if the other driver doesn’t have insurance.
It’s the cheapest and it’s the most important because your agent only makes $3 commission. They don’t make sure you have it all the time. You need to call and make sure that you have uninsured motorist coverage. If it’s after an accident, then call and find out. If you find out you don’t have it, let’s just put it this way; as the attorney was explaining, that’s not the end of the story, but it can be close to the end.
What the attorney explained is then we look at is there anybody in your household who has a vehicle with full coverage that has uninsured motorist or do you have another vehicle that has full coverage and has uninsured motorist? That’s the next place the attorney was telling the person to look. Believe it or not, if there is someone that lives in your household that has a vehicle with full coverage that includes uninsured motorist coverage, that often can cover you without affecting their insurance rates. That’s more complicated.
Make sure that you call and talk to one of our attorneys because they need to analyze your specific situation. At least I wanted to alert you to that possibility. That’s another reason to call our law firm and get a specific analysis of your situation, your insurance coverage. Remember, the call is free. The information is free. It may be priceless for your case. We really are here to help you out.
Car Accident Case Timeline
How long does it take to resolve a car accident claim in Arizona? In fact, a potential client called our firm the other day and asked that very question of one of our attorneys. Here’s what the attorney said that could be information for you too. Remember, you need to call and get specific advice in your situation from one of our attorneys. Generally, how long it’s going to take to resolve your personal injury claim depends a lot on which law firm you choose.
Why should that make any difference, as this attorney explained to a potential client? What’s the deal? Here’s why the choice of a law firm makes such a big difference. There are a lot of law firms that won’t return your calls. If you don’t believe me, go check reviews on Google and talk to your friends.
They don’t particularly push anything as far as getting your case resolved. They wait more on external deadlines like is there something like if you don’t get your case resolved, then it’s going to have to have a lawsuit follow. That could take two years. Do you seriously want a case to have to wait that long? None of our clients do if it can be avoided.
You want a firm that will get you the top medical experts, get you the best care. Then when you’ve reached what’s called maximum medical improvement, they’ll get your case wrapped up and put a bow on it, present it in a demand to the insurance company, negotiate a settlement that’s in your favor, and that can often be accomplished within 60 days, 90 days from when you’re released from treatment. If you choose the wrong law firm, you can be talking about two years. That’s why the choice of a law firm is so important in determining how long it takes to resolve your claim.
Beyond that, the other consideration is your own medical treatment. If you have so-called minor injuries and you see an orthopedic surgeon, have some physical therapy, you get done in two months, your case may be wrapped in four or five months, totally done. On the other hand, if you have serious concussion and we get you to a neurologist for the treatment of headaches and all the other associated posttraumatic stress disorder, depression, memory loss, all the other kinds of symptoms that can go along with concussion, sometimes the neurologist is going to say you may need a lifetime of vestibular therapy, as just one example. That can cost millions of dollars potentially. Your case will be worth a lot more. That’s how it works.
A case like that is not going to take a lifetime to resolve, but it’ll take a lot longer than if you just saw a doctor once and got some physical therapy for a couple months. There is a wide variance there depending on the nature and the severity of your injuries. In your individual case, call us. Talk to one of our attorneys. They’ll analyze your injuries, your case, and they can give you a more specific idea about how long it will take.
Nobody has a crystal ball to see totally how long your injury and treatment is going to last. Even the best doctors can give estimates, but nobody knows for sure. That is even more of a reason to call us. Remember, the call is free, the information is free, and we’re here to help you.
Car Accident Case Value
How do you know what the value of a car accident or auto accident claim is, especially in Arizona? It can vary, as it does in other states. That’s a very common question that potential clients always want to know the answer to when they call. Just the other day a potential client asked one of our attorneys that question.
As our attorney explained to that potential client, there is no magic formula, especially at the beginning of your case that can determine its value, the attorney explained that ultimately the way that insurance companies decide what the value of a case is, they look at several factors. Number one factor is who you chose to represent you. Why does that make a difference? There’s plenty of injury law firms, a lot of them on big billboards.
They’re basically just factories. You come in this end, they send you to a chiropractor, get you some treatment, and they spit you out the other end. You get a little check, and they’re onto their next case. Insurance companies know that. If you choose one of those law firms, then the value of your case is going to be a lot less. It’s not your fault except you weren’t wise enough to check out like you’re doing right now on the internet, get information, and make a better choice at the beginning.
If you do choose a firm that analyzes your case individually, gets you the top medical doctors, orthopedic surgeon, neurologist, neurosurgeons, whatever, like that, then your case is going to be worth more money. That’s just how it works because you’ve got better medical care. We don’t mind saying this; we’re going to get you the same medical care the current president gets. That is our goal to get you the best medical care because you recover faster, but your case is worth more money. It’s a win-win.
That’s why it’s important that you do call us and get that free information. We’ll give it to you for free. We’ll make referrals to top medical experts for free, even if you haven’t decided to hire us or not, just to protect the value of your case. Remember, the call is free, the information is free, and we’re really here to help you.
Were you or a loved one injured in a crash and have questions about car accidents? Start your car accident claim before it’s too late! Contact experienced Gilbert Car Accident Lawyers at Free Injury Advice today for a free consultation and case evaluation.
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