Truck Accident Settlement Offer

Answer:

The question comes up, if you’re involved in a serious truck accident in Arizona, is it a good idea or ever a good idea to accept the insurance company’s first offer? We get clients in that situation all the time. Just the other day, someone called our office and spoke to one of our attorneys about it. This is what our attorney advised – of course, that was specific to their case, and that’s why you need to call and have one of our attorneys analyze your specific situation. I think the information in general can be useful to you, as well.

When an insurance company is in a hurry to get you to settle your claim, that should be a clue to you that it’s going to be favorable to the insurance company and most likely unfavorable to you. If an insurance adjuster says, “Hey, here’s a check for $3,000. We’ll cover $6,000 in medical bills, but I need to know if I can overnight the check to you this afternoon?” Before you say yes, say, “Hmm, I just need to think about this for a couple days,” and then, in the case of the people who called our law firm, call us and we’ll go through everything with you. Most of the time, almost 90% of the time, after analysis by one of our attorneys, you’ll find out that that is a bad offer, a bad deal, and you would end up getting ripped off. Of course, the insurance adjuster is either going to imply or say, “Pay now and you don’t have to lose a third of your pay to an attorney,” but you should still call us. If we can’t do a better job than what they’re offering, one of our attorneys will tell you that and say, “Okay, fine,” but that’s rarely the case. What you’ll find out instead is that if your case is properly developed, you get the top medical care and everything is done properly. The trucking company is investigated. If they’ve got a bad safety record, that becomes part of the case. If everything is accounted like that, our law firm is typically going to get a lot more money in your pocket, and they know that. That’s why they’re in a rush to have you settle. Call us first, and make sure that doesn’t happen to you. One of our attorneys will be happy to review whatever offer you’ve been given and analyze it. There are a few cases, rare as they are, where you’re not really seriously injured and that first offer might not be a terrible thing. At least get checked out medically and make sure that’s the case. Then one of our attorneys will say, “Sure, go ahead,” but that’s very rare. Remember, the call is free, the information is free, and it can be priceless. It can make the difference between tens of thousands and even potentially millions of dollars in your case, so don’t forget to call us. We really are here for you.